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Clarity Traders vs FTMO: Which Prop Firm Fits Your Trading in 2026?
Clarity Traders and FTMO side by side: profit targets, loss limits, minimum trading days, reward split, payouts, platforms and news trading, checked on each firm's site.
FTMO has been running since 2015 and is one of the best-known names in prop trading. Clarity Traders is a newer firm with a lower first-phase target, no minimum trading days to pass and news and weekend trading allowed on every account. Both now offer instant, one-step and two-step accounts. The right choice depends less on which firm is "better" and more on how you trade, so this guide sets the rules side by side.
Key takeaways
- Clarity’s Two Step asks for 8% then 5%; FTMO’s 2-Step asks for 10% then 5%.
- FTMO gives more drawdown room: 10% overall on its 2-Step, 1-Step and Instant accounts.
- FTMO pays a higher starting split (80% to 90%); Clarity starts at 70% and reaches 90%, or 100% with an add-on.
- Clarity has no minimum trading days to pass and allows news and weekend trading on every account.
Rules checked on each firm's official website on November 2, 2026. Both firms change their rules from time to time, so confirm them before you buy.
Side-by-side comparison
| Clarity Traders | FTMO | |
|---|---|---|
| Account types | Instant, One Step, Two Step | Instant, 1-Step, 2-Step |
| Two-step profit targets | 8%, then 5% | 10%, then 5% |
| Two-step loss limits | 5% daily, 8% overall | 5% daily, 10% overall |
| One-step rules | 10% target, 4% daily, 6% overall | 10% target, 3% daily, 10% overall (trailing), 50% best-day rule |
| Instant account | $5K to $200K, 3% trailing daily, 5% overall | $5K to $100K, 3% daily, 10% overall |
| Minimum trading days | None to pass; 7 once funded | 4 per phase on the 2-Step |
| Reward split | 70%, then 80%, then 90%; 100% with paid add-on | 2-Step: 80%, up to 90%. 1-Step and Instant: 90% |
| Payouts | Every 14 days (weekly with add-on), in USDT | From day 14; bank, card transfer, Skrill or crypto |
| Platforms | TradeLocker, MT5 | MT4, MT5, cTrader, TradingView |
| News and weekend holding | Allowed on every account | Allowed in evaluation; limited on funded Standard accounts |
| Time limit | None | None |
Profit targets: 8% vs 10%
The biggest difference on the two-step is the first phase. Clarity Traders asks for 8%, FTMO asks for 10%, and both then ask for 5%. On a $100K account that is an $8,000 target versus $10,000, which matters if your strategy produces steady, modest returns. On the one-step, both firms ask for 10%.
Drawdown: where FTMO gives you more room
Both firms allow a 5% daily loss on the two-step. FTMO's overall limit is wider at 10%, against 8% during Clarity's evaluation, and FTMO's instant account allows 10% overall against Clarity's 5%. If your strategy has deeper equity swings, FTMO's buffer is worth weighing against Clarity's lower target. On the one-step, Clarity's 4% daily limit is looser than FTMO's 3%, but FTMO's 10% overall limit is wider than Clarity's 6%, and it trails your end-of-day highs.
Minimum trading days
FTMO's 2-Step requires at least four trading days in each phase, so even if you hit the target on day two you keep trading. Clarity Traders has no minimum trading days to pass any evaluation. Once funded, Clarity accounts need at least seven trading days before a payout; FTMO lets you request your first reward 14 days after your first trade.
Reward split and payouts
This is where FTMO is stronger out of the box. FTMO pays 90% on its 1-Step and Instant accounts, and 80% on its 2-Step, rising to 90% through its scaling plan. Clarity starts every account at 70%, moves to 80% on your second payout and 90% after that, or pays 100% from the start with the 100% Rewards add-on. See Clarity's reward models for the details.
Clarity pays in USDT every 14 days, or weekly with the Express Payouts add-on. FTMO offers more ways to be paid, including bank transfer, card transfers, Skrill and crypto.
News trading and holding over the weekend
Clarity allows news trading and weekend holding on every account, funded or not. FTMO allows both during the evaluation, but its funded Standard accounts block order execution 2 minutes either side of selected news releases and require positions to be closed before market breaks longer than 2 hours. FTMO's Swing account type removes those limits.
Which should you choose?
Choose FTMO if you value a long track record, want MT4, cTrader or TradingView, want a 90% split without paying for an add-on, or need a wider overall drawdown buffer.
Choose Clarity Traders if you want a lower first-phase target, no minimum trading days to pass, news and weekend trading on every funded account, an instant account up to $200K, or a path to 100% rewards.
Compare Clarity's account types side by side.
Compare accounts →
Frequently asked questions
Is Clarity Traders cheaper than FTMO?
Clarity’s accounts start at $55 for a $5,000 Two Step, before any discount code. FTMO prices in its own currencies and sizes, so compare the same account size at both firms, and weigh the rules as well as the fee.
Does FTMO have an instant account?
Yes. FTMO’s Instant Account runs from $5K to $100K with a 3% daily and 10% overall loss limit and a 90% reward split. Clarity’s Instant accounts go up to $200K, with a 3% trailing daily and 5% overall limit.
Which firm is easier to pass?
It depends on your strategy. Clarity has a lower first-phase target and no minimum trading days; FTMO has a wider overall loss limit. Match the rules to your usual drawdowns.
Are both firms simulated?
Yes. Clarity Traders accounts are simulated and use virtual funds, and FTMO states that its accounts are demo accounts with simulated funds. Rewards at both firms are based on simulated performance.
Sources: FTMO's trading objectives, Instant Account, withdrawals, platforms, news trading and holding pages, checked November 2, 2026. All Clarity Traders accounts are simulated and use virtual capital. Trading involves substantial risk.
All Clarity Traders accounts are simulated and use virtual funds. Rewards are based on performance in that simulation. This article is for education only and is not financial advice. Trading involves substantial risk.
